Ontario Land Transfer Tax Calculator
Enter a purchase price and we calculate the exact Ontario provincial land transfer tax, plus the Toronto MLTT if applicable, and apply the first-time buyer rebate when eligible.
How Ontario land transfer tax works
Ontario charges a provincial land transfer tax on every home purchase, calculated as a marginal rate that increases with price. The brackets are 0.5% on the first $55,000, 1.0% on $55,001-$250,000, 1.5% on $250,001-$400,000, 2.0% on $400,001-$2,000,000, and 2.5% above $2,000,000.
If your property is in the City of Toronto, you also pay the municipal land transfer tax (MLTT) on top — Toronto applies the same bracket structure as the province, effectively doubling the LTT on Toronto properties.
First-time home buyers receive a rebate of up to $4,000 on the provincial LTT and up to $4,475 on the Toronto MLTT (if applicable). To qualify you must be 18+, have never owned a home anywhere in the world, and your spouse cannot have owned a home while being your spouse.
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This calculator provides estimates only and is not a substitute for advice from a real estate lawyer or tax professional. Rates and rebate amounts shown are current as of 2026.