Ontario Real Estate Commission Calculator
Enter the sale price and commission percentages — we calculate the listing-side, co-op-side, and total commission with HST included.
How Ontario real estate commission works
Ontario real estate commission is typically split between the listing brokerage and the co-operating (buyer\'s) brokerage. The most common structure is 2.5% to each side for a combined 5%, but the actual rates are negotiable and vary by market, property type, and brokerage policy.
Both sides are paid by the seller from sale proceeds at closing. The buyer does not pay commission directly in a typical Ontario residential transaction — though under TRESA Phase 2 designated representation rules, this can be negotiated differently.
HST applies to commission at 13% in Ontario. The HST is paid by whoever pays the commission — usually the seller. Discount brokerages, flat-fee models, and percentage variations are all legal under TRESA so long as the commission structure is disclosed in the listing agreement.
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This calculator provides estimates only. Actual commission rates are negotiable and vary by brokerage and listing agreement. HST rate shown (13%) is current Ontario rate as of 2026.