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What is on the Humber real estate exam?

Humber exams cover TRESA, RECO regulation, property law, the Agreement of Purchase and Sale, residential and commercial transactions, and trust accounts.

Each Humber real estate exam tests a different slice of the licensing curriculum. Course 1 (Real Estate Essentials) is the most regulatory: TRESA, RECO's framework, the Code of Ethics, property ownership, and land registration are roughly 60% of the exam. Course 2 covers residential transactions — the Agreement of Purchase and Sale (OREA Form 100), client representation, and showings.

Course 3 expands into condominiums, new construction, rural properties, and complex offer conditions. Roughly 30% of Course 3 questions involve condominium-specific rules, including status certificates, reserve funds, and the buyer's 10-day review period.

Course 4 is the commercial course. Expect 30% calculation-heavy questions: NOI, cap rate, cash-on-cash return, debt service coverage. The remainder covers commercial lease structures (gross, net, percentage) and the differences between residential and commercial APS.

Simulations 1 and 2 are scenario-based. They integrate content from the prerequisite courses and test applied judgment under realistic transaction scenarios — multiple-choice elements appear, but short-answer reasoning carries significant weight.

The Broker Qualifying Exam shifts to brokerage management: trust account administration, supervision of salespersons, vicarious liability, and advanced TRESA Phase 2 obligations.

  • Course 1: TRESA, RECO, Code of Ethics, property ownership, land registration (~60% regulatory)
  • Course 2: APS clauses, representation, showings, multiple offers (~35% APS-focused)
  • Course 3: Condos, new construction, rural, complex conditions (~30% condo)
  • Course 4: Commercial leases, NOI/cap rate calculations, commercial APS (~30% calculation)
  • Simulations: Applied scenarios across all prior content
  • Broker Qualifying: Trust accounts, supervision, advanced TRESA

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